Andreas Winde
Managing AML Compliance Expert
Bachelor of Science in Insurance Business
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Andreas is a highly skilled professional with 20+ of experience in leading teams and steering complex projects.
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Having grown up in the financial industry, he has gained a holistic overview of the business environment by working across various areas, including AFC, AML, and compliance.
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His practical experience in driving AFC solution implementation projects and setting up quality assurance controls has equipped him with a deep understanding of business processes and the entire governance system. This enables him to successfully connect Compliance, Business departments, IT teams, and top management.
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His ability to understand business risks in different regulatory environments and develop effective mitigation plans significantly enhances the decision-making process.
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Trained as an entrepreneur, his innovative approach consistently brings fresh, effective solutions to the table.
Published articles
The threat of money laundering has become a major problem for financial institutions worldwide. Both banks and non-bank financial institutions, such as insurance or investment companies, are under increasing regulatory pressure to implement effective and efficient anti-money laundering (AML) solutions to prevent illicit financial activities. These institutions must not only protect their business and reputation, but also ensure that they do not become unwitting accomplices of criminal individuals or organisations.
The proliferation of unilateral and secondary sanctions has led to a concerning trend of overcompliance by businesses, particularly banks and financial institutions. Overcompliance refers to excessively restrictive practices that go beyond the requirements of sanctions regulations.